Characteristics of Users of Refund Anticipation Loans and Refund Anticipation Checks
Author:   Department of the Treasury
Publisher:   Createspace Independent Publishing Platform
ISBN:  

9781503362338


Pages:   56
Publication Date:   03 January 2015
Format:   Paperback
Availability:   Available To Order   Availability explained
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Characteristics of Users of Refund Anticipation Loans and Refund Anticipation Checks


Overview

We find that among the most important characteristics influencing RAL/RAC use were lower income, young adulthood, single head-of-household filing status, receipt of the Earned Income Tax Credit (EITC), and use of a paid preparer. We also find that RALs and RACs are highly spatially concentrated and that living in the poorest communities is associated with dramatic increases in use of these products, even after controlling for a taxpayer's income and filing status. Also, for the first time, we found some unique differences in the use of RALs versus RACs according to such variables as military status.

Full Product Details

Author:   Department of the Treasury
Publisher:   Createspace Independent Publishing Platform
Imprint:   Createspace Independent Publishing Platform
Dimensions:   Width: 21.60cm , Height: 0.30cm , Length: 28.00cm
Weight:   0.154kg
ISBN:  

9781503362338


ISBN 10:   1503362337
Pages:   56
Publication Date:   03 January 2015
Audience:   General/trade ,  General
Format:   Paperback
Publisher's Status:   Active
Availability:   Available To Order   Availability explained
We have confirmation that this item is in stock with the supplier. It will be ordered in for you and dispatched immediately.

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