Overview

Business Math is a practical, thorough guide that empowers you to manage your personal and business finances. Based on the premise that everyone needs to understand how to manage money, it offers a rare deep dive into topics not always taught in a classroom setting. Its conversational tone, real-world examples and abundant case studies keep complicated topics understandable and engaging. A wealth of learning aids like How To, Stop and Check, Tip, Did You Know? and many more help you master and retain concepts. The 12th Edition offers expanded Excel templates and exercises. It is revised substantially to keep applications and data current, update tax procedures and tables, incorporate new trends and laws, and much more. This print textbook is available for students to rent for their classes. The Pearson print rental program provides students with affordable access to learning materials, so they come to class ready to succeed.

Full Product Details

Author:   Cheryl Cleaves ,  Margie Hobbs ,  Jeffrey Noble
Publisher:   Pearson Education Limited
Imprint:   Pearson Education Limited
Edition:   12th edition
ISBN:  

9781292748672

ISBN 10:   1292748672
Pages:   896
Publication Date:   24 June 2025
Audience:   College/higher education ,  Tertiary & Higher Education
Format:   Paperback
Publisher's Status:   Active
Availability:   Available To Order  
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Table of Contents

1. Review of Whole Numbers and Integers 1-1 Place Value and Our Number System 1-2 Operations with Whole Numbers and Integers Case Study: Take the Limo Liner Case Study: Leaky Roof? Sanderson Roofing Can Help Case Study: The Cost of Giving 2. Review of Fractions 2-1 Fractions 2-2 Adding and Subtracting Fractions 2-3 Multiplying and Dividing Fractions Case Study: Bitsie's Pastry Sensations Case Study: Greenscape Designs 3. Decimals 3-1 Decimals and the Place Value System 3-2 Operations with Decimals 3-3 Decimal and Fraction Conversions Case Study: Pricing Stock Shares Case Study: JK Manufacturing demographics 4. Banking 4-1 Checking Account Transactions 4-2 Bank Statements Case Study: Mark's First Checking account Case Study: Expressions Dance Studio 5. Equations 5-1 Equations 5-2 Using Equations to Solve Problems 5-3 Formulas Case Study: Anunson Precision Painting, LLC Case Study: Artist's Performance Royalties Case Study: Educational Consultant 6. Percents 6-1 Percent Equivalents 6-2 Solving Percentage Problems 6-3 Increases and Decreases Case Study: Wasting Money or Shaping Up? Case Study: Customer Relationship Management Case Study: Carpeting a New Home 7. Business Statistics 7-1 Graphs and Charts 7-2 Measures of Central Tendency 7-3 Measures of Dispersion Case Study: Progeny Plastics Inc. Case Study: Ink Hombre: Tattoos and Piercing 8. Trade and Cash Discounts 8-1 Single Trade Discounts 8-2 Trade Discount Series 8-3 Cash Discounts and Sales Terms Case Study: Image Manufacturing's Rebate Offer Case Study: McMillan Oil & Propane, LLC Case Study: The Artist's Palette 9. Markup and Markdown 9-1 Markup Based on Cost 9-2 Markup Based on Selling Price and Markup Comparisons 9-3 Markdown, Series of Markdowns, and Perishables Case Study: Acupuncture, Tea, and Rice-Filled Heating Pads Case Study: Carolina Crystals Case Study: Deer Valley Organics, LLC 10. Payroll 10-1 Gross Pay 10-2 Payroll Deductions 10-3 The Employer's Payroll Taxes Case Study: Score Skateboard Company Case Study: Welcome Care Case Study: First Foreign Auto Parts 11. Simple Interest and Simple Discount 11-1 The Simple Interest Formula 11-2 Ordinary and Exact Interest 11-3 Promissory Notes Case Study: 90 days same as Cash! Case Study: The Price of Money Case Study: Quality Photo Printing 12. Consumer Credit 12-1 Installment Loans and Closed-End Credit 12-2 Paying a Loan Before It Is Due: The Rule of 78 12-3 Open-End Credit Case Study: Know What You Owe Case Study: Massage Therapy 13. Compound Interest, Future Value, and Present Value 13-1 Compound Interest and Future Value 13-2 Present Value Case Study: How Fast Does Your Money Grow? Case Study: Planning: The Key to Wealth Case Study: Future Value/Present Value 14. Annuities and Sinking Funds 14-1 Future Value of an Annuity 14-2 Sinking Funds and Present Value of an Annuity Case Study: Annuities for Retirement Case Study: Accumulating Money Case Study: Certified Financial Planner 15. Building Wealth Through Investments 15-1 Stocks 15-2 Bonds 15-3 Mutual Funds Case Study: Dynamic Thermoforming, Inc. Case Study: Corporate Dividends and Investments 16. Mortgages 16-1 Mortgage Payments 16-2 Amortization Schedules and Qualifying Ratios Case Study: Home Buying: A 30-Year Commitment? Case Study: Investing in Real Estate 17. Depreciation 17-1 Depreciation Methods for Financial Statement Reporting 17-2 Depreciation Methods for IRS Reporting Case Study: O'Brien Nursery Case Study: Metro Mix Studio, LLC 18. Inventory 18-1 Inventory 18-2 Turnover and Overhead Case Study: Decorah Custom Canoes Case Study: Aspen Lakes Extreme 19. Insurance 19-1 Life Insurance 19-2 Property Insurance 19-3 Motor Vehicle Insurance Case Study: How Much Is Enough? Case Study: Soul Food Catering 20. Taxes 20-1 Sales Tax and Excise Tax 20-2 Property Tax 20-3 Income Taxes Case Study: Computing Taxes Due Case Study: A Tax Dilemma 21. Financial Statements 21-1 The Balance Sheet 21-2 Income Statements 21-3 Financial Statement Ratios Case Study: Contemporary Wood Furniture Case Study: Metro Mix Studio: Financial Statements Stop and Check Solutions Answers to Odd-Numbered Exercises Glossary/Index

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