Overview

For fifteen years, their secret was safe. Someone else has been keeping it. Elias Mercer's orderly life shatters with a single, anonymous delivery: a photograph of a place that no longer exists, from a weekend he has spent a lifetime trying to forget. The packages that follow aren't threats. They're curated artifacts from a past he buried-a voicemail of a forgotten song, a ruined Polaroid, a line from a novel that cuts too close to the bone. Each is a receipt from a creditor he never knew he had. Now, the pact of silence he made with his two closest friends is breaking. One of them is dead. The other is unraveling. And Elias is being stalked by a phantom who calls himself The Keeper-a meticulous archivist of their guilt who doesn't want money or revenge. He wants to tell the true story. And he's saved the most damning evidence for last. Borrowed Time is a chilling exploration of a debt that never disappears-it just waits, patiently, for the perfect moment to collect.

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