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Overview"Can grassroots social movements impact the financial system? Technological advancements are poised to completely transform the financial system, and soon it will be unrecognizable. Banks are increasingly using financial technologies (""fintech"") to deliver products and services and maximize their profits. Technology enthusiasts and consumer advocates laude the field for its potential to expand access to banking and finance. However, if history is any indication, fintech stands to reinforce digital forms of redlining and enable banks' continued racialized exploitation of Black and Brown communities. Banking on a Revolution takes the perspective that the financial system needs a revolution-not the impending revolution driven by technology. Studying the various ways the financial system bolsters whites by exploiting and marginalizing Black and Brown communities, Terri Friedline challenges the optimistic belief that fintech can expand access to banking and finance. Friedline applies the lens of financialized racial neoliberal capitalism to demonstrate the financial system's inherent racism, and explores examples from student loan debt, corporate landlords, community benefits agreements, and banking and payday lending. Banking on a Revolution is deeply rooted in theory and research, and it presents new interpretations of the climate crisis, student loan debt, and community benefits agreements and their relationships to the financial system. The book makes a compelling case for a revolutionized financial system that centers the needs, experiences, and perspectives of those it has historically excluded, marginalized, and exploited." Full Product DetailsAuthor: Terri Friedline (Associate Professor of Social Work, Associate Professor of Social Work, University of Michigan)Publisher: Oxford University Press Inc Imprint: Oxford University Press Inc Dimensions: Width: 23.90cm , Height: 2.50cm , Length: 15.50cm Weight: 0.590kg ISBN: 9780190944131ISBN 10: 0190944137 Pages: 312 Publication Date: 05 January 2021 Audience: General/trade , General Format: Hardback Publisher's Status: Active Availability: In stock We have confirmation that this item is in stock with the supplier. It will be ordered in for you and dispatched immediately. Table of ContentsReviewsSumming Up: Recommended. With reservations. Graduate students, faculty, and professionals. * F. E. Foldvary, CHOICE * Author InformationTerri Friedline, PhD, is Associate Professor of Social Work, Faculty Director at the Center on Assets, Education, and Inclusion, and Faculty Affiliate at Poverty Solutions at the University of Michigan. She is also a Research Fellow at New America and an appointed member of the Consumer Financial Protection Bureau's Academic Research Council (ARC). Friedline conducts research on financial system reforms and consumer protections to ensure that households and communities have access to safe and affordable financial products and services. Her research has examined affordability, racial disparities, predatory policies and practices, and the rise in financial technology. Tab Content 6Author Website:Countries AvailableAll regions |