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OverviewThis book is for students and professionals working, or intending to work, in a lending-related role. The text provides comprehensive, up-to-date coverage of bank lending, its principles and practices. Bank lending performs a key role within global and national economies. Individuals and enterprises look primarily to banks and other financial institutions to finance their personal and business requirements. Good lending practice is therefore a core skill required within the financial services industry. This book will give lending staff the detailed knowledge and understanding of the financial and legal aspects of their roles they need to be able to fulfil employer as well as customer expectations. Topics include: lending principles the legal and regulatory framework types of borrower purposes of financing collateral security the lending cycle Islamic finance impact of lending and social responsibility The book provides students and practitioners of bank lending with an excellent understanding of lending practices as well as the principles that underpin these practices. Full Product DetailsAuthor: Nirmala Lee , Vijay LeePublisher: Gosbrook Professional Publishing Imprint: Gosbrook Professional Publishing Dimensions: Width: 15.60cm , Height: 1.40cm , Length: 23.40cm Weight: 0.515kg ISBN: 9781912184057ISBN 10: 1912184052 Pages: 208 Publication Date: 08 January 2018 Audience: College/higher education , Professional and scholarly , Tertiary & Higher Education , Professional & Vocational Format: Hardback Publisher's Status: Active Availability: In Print ![]() This item will be ordered in for you from one of our suppliers. Upon receipt, we will promptly dispatch it out to you. For in store availability, please contact us. Table of Contents1 An introduction to lending concepts and principles 2 The legal and regulatory environment 3 Types of borrower 4 Purposes of financing 5 Forms of lending 6 The lending cycle – the credit-granting process 7 Loan evaluation 8 Security – general 9 Security – specific 10 The lending cycle – the monitoring and control process 11 Islamic finance 12 The impact of lending and social responsibility Appendix A: Suggested answers to case study questions Table of cases Table of statutes Table of statutory instruments Table of European legislationReviewsAn excellent introduction to the principles and, importantly, the practice of lending in all its forms. Lending prudently, responsibly and profitably is far from simple, especially when markets are booming. However as this book clearly explains, it is essential in order to create a thriving and successful economy. -- Liam O'Keeffe, Managing Director, Head of Special Projects London Branch, Credit Agricole Corporate and Investment Bank An excellent introduction to the principles and, importantly, the practice of lending in all its forms. Lending prudently, responsibly and profitably is far from simple, especially when markets are booming. However as this book clearly explains, it is essential in order to create a thriving and successful economy. -- Liam O'Keeffe, Managing Director, Head of Special Projects London Branch, Credit Agricole Corporate and Investment Bank Author InformationNirmala Lee PhD (Lond), MA, BA, DipTD, CAIIB, PGCTLHE, FCIB, PFHEA, is Associate Professor of Banking and Finance and Courses Manager for Banking, Finance and Economics at London Metropolitan University. Before joining the University, she was a senior banker and banking consultant at leading international banks in London and elsewhere. Vijay Lee MBA Finance (Cass), MA (Econ), BA (Econ), CAIIB, PGCHE, SFHEA, is Associate Professor and Head of Accounting, Finance and Economics at London South Bank University. Previously assistant general manager in a world top 50 bank, he has also been an examiner for four professional bodies. Tab Content 6Author Website:Countries AvailableAll regions |