Overview

Turning 62 opens the door to Social Security-but walking through it too early can permanently shape your financial future. Many people claim benefits the moment they become eligible without fully understanding the long-term consequences, hidden trade-offs, or better alternatives that may exist. At 62, you want to collect... Social Security breaks down the complex rules of U.S. Social Security into clear, easy-to-understand language. This book explains what really happens when you claim at 62, how benefits are calculated, what to do if you don't have enough work credits, and how health, work, taxes, marriage, divorce, and healthcare decisions all affect the outcome. Whether you need income immediately or want to protect yourself later in life, this book gives you the tools to compare options realistically. You'll learn the true pros and cons of early claiming, how lifetime benefits change over time, and how to avoid costly mistakes that can't be undone. Instead of guesswork, you gain confidence and control. Before you file for Social Security-or if you're unsure you're making the right choice-this book provides the clarity you need to decide wisely. Read it before you claim, and make one of the most important retirement decisions of your life with confidence.

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