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9780815748731

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From the perspective of a healthy thrift forced to bear the costs associated in large part with regulatory inaction and forbearance, FDICIA with its focus on capital and prompt corrective action was a major step forward. Many of the essays collected here represent some of the best thinking on the issues of this landmark legislation. --Herbert M. Sandler, Chairman and CEO, World Savings & Loan Association Brookings has produced a definitive analysis of FDICIA, or what I call the 'Credit Crunch Enhancement Act of 1991.' This volume is required reading for anyone interested in how federal banking regulations impact the economy. --L. William Seidman, Former Chairman, Federal Deposit Insurance Corporation The book provides a clear account of where we stand on banking reform and how much remains to be done. I hope Mr. Clinton and the Congress might draw the lesson that it is time to complete the job, in the interest of the strong banking and financial system the country needs. --Paul Volcker, Former Chairman, Federal Reserve Board and Chairman, James D. Wolfensohn, Inc.

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Robert E. Litan is a senior fellow in Economic Studies at the Brookings Institution and vice president for research and policy at the Kauffman Foundation. Among his many books is Good Capitalism, Bad Capitalism, and the Economics of Growth and Prosperity (Yale University Press, 2007), written with William J. Baumol and Carl J. Schramm. George G. Kaufman is the John F. Smith Professor of Finance and Economics at Loyala University of Chicago. Among his many books is The U.S. Financial System: Money, Markets, and Institutions (Prentice-Hall, 1992).

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