Overview

This comprehensive guide explores the intertwined worlds of banking and payment systems in India. It traces the evolution of Indian banking from its historical roots to the present day, explaining core banking services and their underlying principles. The book delves into the development of payment systems, from traditional methods to cutting-edge digital solutions, emphasizing the ongoing digital transformation of financial services. Key regulations governing the sector are examined, along with financial inclusion initiatives and their impact on India's economic and social development. Written for students, professionals, and general readers, this accessible overview of India's financial infrastructure highlights the interconnected nature of banking and payment systems, showing how developments in one area influence the other. By presenting complex concepts in a straightforward manner, it provides a clear understanding of how money moves in India's evolving financial landscape. The book concludes by discussing emerging trends that are likely to shape the future of Indian finance, encouraging readers to think critically about the sector's potential trajectories.

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