Overview

"Have you ever heard the one about the progressive, the moderate and the conservative bill collectors who walked into a charity? Well, they founded RIP Medical Debt, which since 2014 has forgiven close to $1 billion in medical debt. in America. Indeed, amid all the urgent debates over U.S. healthcare costs and coverage, we have overlooked the devastating personal and social impact of unpaid and unpayable medical debt. These former debt collectors have written End Medical Debt as a pragmatic ""big picture"" look at America's healthcare system, which has produced an estimated $1 trillion in devastating medical debt. From their three distinct viewpoints, the authors take a realistic look at our possible solutions, such as debt forgiveness, repealing or dismantling the Affordable Care Act, insurance reform, Medicare-for-All, and setting legal limits on medical debt. The three authors -- Jerry Ashton, Robert Goff and Craig Antico -- agree on the economic causes. They disagree on the solutions. Well, all solutions save their one simple act of charity: Abolish uncollectible medical debt by buying it and forgiving it as a tax-exempt nonprofit. They see debt forgiveness as a necessary, but not sufficient, interim solution until we can agree on a better system for providing healthcare in the USA. End Medical Debt is an important step in that direction. Jerry Ashton has more than 40 years of experience in the credit and collections industry. He is the co-founder and Executive VP of RIP Medical Debt in New York. Robert Goff has more than 40 years in the healthcare industry. Retired as head of the University Physicians Network in NY, he is the founding board member of RIP. Craig Antico has more than 30 years of experience in collections and debt buying. He is the co-founder, Chair and Chief Executive Officer of RIP Medical Debt. Robert Goff and Jerry Ashton are the co-authors of The Patient, The Doctor and The Bill Collector: A Medical Debt Survival Guide, published in 2016 by Hoku House. For the new book, End Medical Debt, Hoku House is paying the authors 85 percent of all net revenues (publishers normally pay at most 15 percent), and the authors are donating 100 percent of their royalties to debt forgiveness. More information about the book and the charity is available at RIPMedicalDebt.org."

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9780989224123

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Reviews

End Medical Debt confronts an important, sad truth: No one asks to be sick. It's hard enough being poor; it's hard enough being sick. But being poor and sick becomes a death sentence for some, a life sentence to indentured servitude for others. The bills are almost beyond belief: I went into the hospital overnight with chest pains, and the hospital bill was $25,000. It's time to lift this yoke off the necks of some of the most vulnerable and defenseless members of society - and that is precisely what End Medical Debt does. -- Alan Grayson, Former Congressman (D-FL) End Medical Debt explains that among all the developed countries, only Americans risk the probability that medical treatment will be financially inaccessible or that a family will be made destitute from a serious injury or disease. The sacrifices families make for medical care of loved ones is heartbreaking. The experience and wisdom of authors Jerry Ashton, Robert Goff and Craig Antico have resulted in the system presented in their exciting new book. Their charity, RIP Medical Debt, may well help us to turn the corner on this major problem facing quality medical care in America. -- Nancy A. Niparko, MD; Diplomate, American Board of Psychiatry & Neurology; Attending Physician Neurologist, Children's Hospital Los Angeles

End Medical Debt confronts an important, sad truth: No one asks to be sick. It's hard enough being poor; it's hard enough being sick. But being poor and sick becomes a death sentence for some, a life sentence to indentured servitude for others. The bills are almost beyond belief: I went into the hospital overnight with chest pains, and the hospital bill was $25,000. It's time to lift this yoke off the necks of some of the most vulnerable and defenseless members of society - and that is precisely what End Medical Debt does. -- Alan Grayson, Former Congressman (D-FL) End Medical Debt explains that among all the developed countries, only Americans risk the probability that medical treatment will be financially inaccessible or that a family will be made destitute from a serious injury or disease. The sacrifices families make for medical care of loved ones is heartbreaking. The experience and wisdom of authors Jerry Ashton, Robert Goff and Craig Antico have resulted in the system presented in their exciting new book. Their charity, RIP Medical Debt, may well help us to turn the corner on this major problem facing quality medical care in America. -- Nancy A. Niparko, MD; Diplomate, American Board of Psychiatry & Neurology; Attending Physician Neurologist, Children's Hospital Los Angeles

Author Information

Jerry Ashton - Jerry has more than 40 years' experience in the credit and collections industry. In 1995, dissatisfied with the way he saw debtors treated, he launched CFO Advisors in New York. His debtor-centric teams in several states annually serviced a half-billion in receivables. Inspired by Occupy Wall Street's Rolling Jubilee debt forgiveness campaign, he joined with Craig Antico, a past business partner, to co-found RIP Medical Debt. Jerry is the Executive VP. Robert Goff - Retired from 40 years in the healthcare industry, Robert E. Goff is a consulting expert in care delivery, organization and financing. His leadership roles include hospital administrator, regulator, managed care executive, association executive, educator, and entrepreneur. He developed one of the first for-profit HMOs in NY State. He was head of the University Physicians Network in NY. Robert became RIP's founding board member. Craig Antico - A financial industry leader in collections, debt buying, outscouring, and consulting, Craig's 30-year career features work with IBM, Johnson & Johnson, collection agencies, and medical distributors. An expert in data anaytics, he cofounded the distressed debt exchange, eDebt. He joined Jerry Ashton at CFO Advisors. Today Craig is the co-founder, Chair and CEO of RIP Medical Debt.

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