Overview

Black Americans control nearly $2 trillion in annual buying power. The average Black family holds $44,900 in wealth. The average white family holds $285,000. Both of those things are true at the same time. Black Dollar Daze is the book that explains why - and what to do about it. In this groundbreaking work, Florence G. Haley names the financial fog keeping Black dollars moving through our communities without staying in them. Drawing on Federal Reserve data, behavioral economics, and the documented history of how the racial wealth gap was deliberately constructed, she builds a clear, honest, and empowering case for why the problem is not how much we earn - it is what happens to the money after it arrives. With warmth, faith, and unflinching honesty, Black Dollar Daze takes readers from awareness to action across nine chapters that cover the full landscape of Black economic life: the debt trap and how to escape it, the digital creator economy and who is capturing its profits, the specific mechanisms by which corporations have trained us to spend against our own interests, and the eight financial literacy essentials every Black household should know and pass down. This is not a guilt trip. It is a wake-up call with a road map attached. You will learn the difference between buying power and wealth power - and why only one of them builds a legacy. You will understand how financial literacy is not just education but protection, closing the exact doors that predatory lenders, discriminatory mortgage brokers, and exploitative platforms have been using to extract wealth from Black communities for generations. And you will encounter a vision for seven-generation thinking that makes the choices available to you right now feel as consequential as they actually are. Black Dollar Daze is part financial awakening, part cultural reckoning, and part faith-anchored call to action - written for every person who has ever felt the distance between how hard they work and how little they hold, and decided that distance is worth closing. The daze is over. The destiny is yours.

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Author Information

Florence G. Haley is a self-publishing author, entrepreneur, podcast host, and financial educator based in Wisconsin. She is the founder of Past to Posterity, LLC, a brand dedicated to generational legacy building through financial empowerment, purposeful storytelling, and community uplift. She hosts the Past to Posterity podcast and is pursuing certification through the National Financial Educators Council. Her work is rooted in faith and driven by a conviction that every family has the capacity to build something worth passing on.

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